By Lisa Yagoda, Nicole Duritz, Joan Friedman

An important and easy-to-understand advisor to the cheap Care Act

The cheap Care Act For Dummies is your survival consultant to figuring out the alterations in our well-being care process and the way they profit you. Written in down-to-earth language, this useful source outlines new protections lower than the cheap Care Act, and walks you thru what you—as a person or an employer—need to do to pick the easiest medical insurance plan to your wishes. With this ebook, you get solutions on your most sensible questions on how the legislations applies to you.

The those that convey you the For Dummies line of beneficial, academic books have teamed up with AARP to offer you a hands-on advisor that gives perception into tips to make the best judgements approximately healthiness care and enhance your caliber of existence. it's choked with examples, principles, and data in addition to invaluable takeaways that can assist you take complete benefit of the reforms.

Uncover the ten crucial merits of the reasonable overall healthiness Care Act
Receive assistance on what's going to enhance for those who have already got assurance coverage
If you don't have insurance, ensure which coverage application is true for you and your loved ones and no matter if you're eligible for monetary assistance
Find out what adjustments companies huge and small can anticipate
Learn easy methods to stay away from scammers who're profiting from consumers' confusion
Use this entire consultant to get the evidence concerning the cheap Care Act, solve any misconceptions you will have concerning the legislations, and get ready for the wellbeing and fitness care offerings forward.

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Extra info for Affordable Care Act for Dummies (Portable Edition)

Example text

Understanding enrollment periods Two types of enrollment periods exist: ✓ Open enrollment: This term refers to the time each year when anyone who needs coverage or wants to switch to a new insurance plan can enroll on the Marketplace. When the Marketplace first went live in fall 2013, that open enrollment period was set to last six months to accommodate the millions of people applying for coverage. As of 2014, the Marketplace allows open enrollment for a few months every year for signing up for coverage the following year.

Otherwise, you may be digging yourself a financial hole and jeopardizing your ability to maintain coverage and comply with the ACA. 46 Part I: Getting Started with the Affordable Care Act Chapter 3 Knowing What You’re Buying In This Chapter ▶ Getting familiar with coverage and benefits ▶ Identifying types of insurance plans available ▶ Understanding the metal categories: bronze, silver, gold, and platinum ▶ Steering clear of scams T his chapter is a must-read, whether or not you already have insurance.

The Marketplace offers the greatest financial help to those at the lower end of the income scale. Plus, as we note earlier in the chapter, many low-income people are finding that they qualify for Medicaid in their state. How to compare When it comes to comparing plans on your state’s Health Insurance Marketplace, the Summary of Benefits and Coverage (SBC) the ACA requires is your new best friend. The SBC is a form that every insurance plan is required to use going forward so you can understand your current coverage and/or what you’re considering buying.

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